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Agree with both of you

By: Java

Not a fan of MF.  haven't been since getitng 2-3% of my money eaten in some low yield bond type fund in the 80's or 90's.  


ETF is the way to go there.  


I'm still stunned at the tought of 18% IRR on multi family.  My dad's into that.  Heavily.  Wondering if I missed out.  

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